The cash your business has on hand determines what, how and when you can spend. It is not enough to know you are showing a profit. Cash reserves ensure you are able to react quickly to critical purchases and unexpected growth opportunities. Key takeaways: -Understand what you need to prepare a cash flow projection -The role of cash flow in fueling growth -Determining appropriate debt levels for your company -Optimizing cash flow -Learn from a business case study PRESENTED BY: Marty Mathias, CPA Principal SVA Certified Public Accountants Mary Pat Williams Vice President of Commercial Banking Johnson Bank